Get A Mortgage
Let us make it easy for you! . . .
RESIDENTIAL MORTGAGES
FIRST TIME HOME BUYER
DEBT CONSOLIDATION
REFINANCE YOUR EXISTING MORTGAGE
EQUITY TAKEOUT
MORTGAGE RENEWAL
PERSONAL LINE OF CREDIT
PRIVATE OR 2nd MORTGAGES
PAST CREDIT PROBLEMS/CREDIT REHABILITATION
BUILDER'S MORTGAGE
COMMERCIAL MORTGAGES
RCMP & DEPARTMENT OF NATIONAL DEFENCE MORTGAGES
RESIDENTIAL MORTGAGES
If you are ready to close on your next home, be it in the Vancouver, BC to Whitehorse, Yukon Territory, let us arrange the mortgage financing on your behalf. With electronic access to over 53 lenders we will ensure that you receive the best rate for the product of your choice, usually within a short time!
Mortgage brokers are an important part of buying & owning a home. VERICO ZANDERS & Associates Mortgage Brokers Inc. are knowledgeable advisors that can help ensure that you have the right mortgage at the best interest rate available. Canadian Financial Institutions rely on VERICO ZANDERS & Associates Mortgage Brokers Inc. to help them manage the mortgage process and ensure that each customer is fully informed of their options. VERICO ZANDERS & Associates Mortgage Brokers Inc. also can coordinate the various other professionals and institutions in British Columbia and Yukon Territory involved in real estate purchase transactions such as realtors, builders, lawyers, appraisers, insurers and home inspectors.
Every member of VERICO ZANDERS & Associates Mortgage Brokers Inc. team is a member of CAAMP, the Canadian Association of Accredited Mortgage Professionals and practices under a strict voluntary code of ethics.
Whether you're buying a home, renewing your existing mortgage or thinking about taking out equity to renovate, invest or consolidate debts - trust the VERICO ZANDERS & Associates Mortgage Brokers Inc. team to work for you!
FIRST TIME HOME BUYER
Are you a first-time buyer? The residential property you are about to purchase is probably the largest single purchase and biggest investment decision you will have to make in your life. Let us help you through the confusing maze of lender options, mortgage documentation and terminology you are dealing with as you work your way through this process.
We will provide a mortgage pre-approval, which strengthens your position when negotiating the purchase price of your home and helps you know what you can afford. By doing a pre-approval, you get all your paper work done upfront, so there are no surprises and you can focus on finding the home of your dreams!
Call or apply online now, and we will get the ball rolling for you.
DEBT CONSOLIDATION
Have you hit a credit crunch ? High interest debt on credit cards can create a lot of stress. Are you finding there is more month than money? Perhaps it’s time to review your debt situation and consolidate your high interest debt into one low manageable monthly payment. Check out our Debt Consolidator Calculator.
Stop losing sleep, call or apply online now.
REFINANCE YOUR EXISTING MORTGAGE
Want to refiance your existing mortgage and take advantage of lower interest rates. You might not need to wait until the end of your present mortgage term. You might actually save money by breaking it prior to the maturity date! Lower interest rates means you can be paying a lower montly payment as well as saving on your cost to borrow. Contact us with your mortgage details for a complimentary analysis. Check out our Refinance Calculator and see the savings! Are you thinking of renovating or purchasing a major item, why not add it to your mortgage at this time and take advantage of today's very low rates. Do you want to be sure you are getting the absolute best morgage rate in the market today? Call or apply online.
EQUITY TAKEOUT
If you have been living in your home, in British Columbia or Yukon Territory, over the past 5 years, you have probably had your net worth increase by a substantial amount. The problem is that net worth is not very liquid.
If you are ready to invest in your own small business, or you need to fund your daughter’s university tuition, your home equity can be a ready source of cash to finance your dreams. Call or apply online and we can discuss a plan to get your plans moving today.
MORTGAGE RENEWAL
Is your mortgage coming up for renewal? Don't just sign it back - let us get you a better rate than what your current institution in British Columbia and Yukon Territory is offering! You might be paying thousands of dollars more than necessary on your mortgage. Let us help you review your current mortgage needs and secure the best product for you. Take advantage of our renewql registry now! Register now and we will guarantee you the best rate up to 120 days prior to your renewal. You can register up to one year in advance. Call or apply online and we will get the best the market has to offer.
Click here to sign up for our Renewal Registration.
PERSONAL LINE OF CREDIT
We can arrange a convenient personal line of credit at very competitive rates secured against your residential property.
PRIVATE OR 2nd MORTGAGES
There are times when regular institutional lenders are not able to extend credit. In today's tightening credit economy the rules have beome more stringent. We have access to many private lenders and would be pleased to obtain a quote for you on a special situation.
PAST CREDIT PROBLEMS/CREDIT REHABILITATION
Do you have less than perfect credit, or have you declared bankruptcy? We may be able to help.
If you would like to purchase a residential property or refinance a property you already own we may be able to secure mortgage financing for you. Please note that in some circumstances a fee may be required, but if this is the case, it will be disclosed upfront and agreed to in writing prior to working on your file. Call or apply online. If you want to re-establish credit, apply for the Home Trust Secured VISA card and the People's Trust Secured MasterCard.
BUILDER'S MORTGAGE
Are you building your dream home and acting as your own general contractor? We can help by arranging the most competitive builder’s mortgage products in the marketplace with up to 3 to 5 construction draws over the construction phase of your project depending on its complexity. Call or apply online today.
COMMERCIAL MORTGAGES
We have a number of both institutional and private lenders in our network that are available to fund commercial real estate projects in B.C. Contact us for more details.
RCMP & MILITARY MORTGAGES
We have the best mortgage products on the market unique to RCMP & Military persons. We will be pleased to provide you with full details about our program or click here to view our web page. Please contact us for more information.
